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PROMOTING BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, HOPE FOR HOMEOWNERS,

And Other Enhancements

Good afternoon, Chairman Frank, ranking member Bachus, and other distinguished members of the Committee: I am John Taylor, the president and chief executive officer at the National Community Reinvestment Coalition (NCRC). NCRC is an association of more than 600 community-based organizations that promotes access to basic banking services, including credit and savings, to create and sustain affordable housing, job development, and vibrant communities for America's working families.

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