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Central Banking

Bank Supervision In The United States

The Federal Reserve, like many central banks, is engaged in a wide range of activities beyond the making of monetary policy. For example, the Fed plays a critical role in the U.S. payments system, both as an overseer and as a provider of wholesale and retail payments services; it has substantial responsibilities in the area of consumer protection, including rule-writing and enforcement; it promotes financial stability; and, together with other agencies, it supervises both large and small banking organizations.

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