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Thank you, Tom. I'd like to thank you and your team for your leadership, and for hosting this conference... and I'd especially like to thank all our clients - issuers and investors - for your business, and for joining us here this week. This is a great opportunity for us to make the connections that will help all of us grow our businesses.
I didn't get a chance to hear Mickey's remarks this morning, but I know what he's thinking regarding the economy... and I agree with him. Mickey and I tend to agree on economic forecasts - and not just because he's really smart... or because I'm in charge.
We tend to agree because we are both optimists - which I think all businesspeople are to a degree. We believe that given a free market and a smart, ambitious, hardworking, creative workforce, good things will happen.