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Thank you, Alan (Murray). I'm delighted to be here. When he was secretary of education, William Bennett often began his speeches by assuring his listeners, "This speech is not as long as it seems." I'd like to give you the same assurance. But the fact is, I've bitten off a big topic here - reforming the U.S. health care system ... and it's going to take a bit of time to chew through it.
I promise that I will leave some time for questions and answers. And in fact, just to be absolutely sure we fit that in, I'm going to begin and end my remarks by raising and answering two questions on your behalf - two questions I'm pretty sure you'll want to ask me.